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The break-even is $113,000, which is what Colorado has to pay to match $100,000 here. Below: what state tax does, what prices do, and what's left.
That's $13,000 more than what you earn now, after 2026 federal tax, state tax at both ends, and price levels of 97.1 in Texas against 103.1 in Colorado, where 100 is the national average.
There's a real answer here and it isn't the one either side likes to quote. BEA's price parities put Colorado 6.2% above Texas, which is 6.0 index points in the wrong direction.
Run it against a real income and matching $100,000 from Texas costs Colorado $113,000, a gap of $13,000.
Five income levels, each one run through the whole calculation twice. Single filer, standard deduction, 2026 brackets, and each state's own price level applied to what survives.
| Texas salary | Take-home there | Real value | Colorado salary to match | Difference |
|---|---|---|---|---|
| $60,000 | $50,390 | $51,895 | $66,700 | +$6,700 |
| $80,000 | $65,110 | $67,055 | $90,400 | +$10,400 |
| $100,000 | $79,180 | $81,545 | $113,000 | +$13,000 |
| $150,000 | $113,791 | $117,189 | $170,200 | +$20,200 |
| $200,000 | $148,927 | $153,375 | $225,900 | +$25,900 |
Real value is take-home pay divided by the state price level, which is BEA's own method for comparing incomes across places. It answers what a salary would buy in an average American state, so two very different places can be set side by side on the same terms.
| Salary | Texas | Colorado | Difference |
|---|---|---|---|
| $60,000 | None | $1,9323.2% | +$1,932 |
| $80,000 | None | $2,8123.5% | +$2,812 |
| $100,000 | None | $3,6923.7% | +$3,692 |
| $150,000 | None | $5,8923.9% | +$5,892 |
| $200,000 | None | $8,0924.0% | +$8,092 |
This runs the other way. Texas charges no personal income tax on wages, and Colorado charges $3,692 on a $100,000 salary, an effective 3.7%. That's $3,700 a year you weren't paying.
So the move starts in a hole. Whether it's a deep one depends entirely on what the destination does to the rest of your budget.
Price parity is BEA's measure of what the same basket costs in different places, with 100 as the national average. Texas scores 97.1. Colorado scores 103.1, so the destination is the expensive one.
That's $8,300 a year at $100,000, and it's the line that catches people who moved for a tax saving without checking what came the other way.
One caveat that applies in both directions. A state figure is an average across every city, town and rural county in it, and the spread inside a big state is wider than the spread between most pairs of states. If you already know which metro you're moving to, the city-level pages are the more precise answer.
Hold the salary at $100,000 and move states. Federal tax and FICA don't change, so exactly two things do: what the state takes, and what things cost.
| Line | Texas | Colorado |
|---|---|---|
| Gross salary | $100,000 | $100,000 |
| Federal income tax | −$13,170 | −$13,170 |
| Social Security and Medicare | −$7,650 | −$7,650 |
| State income tax | $0 | −$3,692 |
| Take-home pay | $79,180 | $75,488 |
| Adjusted for state prices (97.1 against 103.1) | $81,545 | $73,219 |
Net of everything, the same $100,000 is worth $8,300 less a year in Colorado. Of that, $3,700 is the state tax line and $4,600 is the price level. Those two are the entire difference, because everything else about a US paycheck is federal.
A state figure averages over every city and county in it, and the spread inside Colorado is wider than the gap between most pairs of states. If you already know where you're landing, these are the city-level numbers on a $100,000 salary.
Your salary, your two cities, the same federal price data. Takes about fifteen seconds.
Compare my citiesOn the same $100,000 salary you're $8,300 a year worse off in Colorado once tax and prices are both counted. That's a real pay cut wearing a change of address.
To stand still you'd need $113,000. If the offer doesn't reach it, the move costs you money every year you stay, whatever else it's worth.
One thing this page can't tell you: it assumes you buy roughly what an average household buys, and housing dominates that basket. If you own outright, carry a fixed mortgage, or split rent several ways, the price adjustment overstates your case in both directions. Texas and Colorado are averages, and averages hide neighbourhoods.
Send the whole thing to your inbox so you can come back to it, or forward it to whoever you're deciding this with. We'll also tell you in January when the 2027 tax brackets and federal price data land and every number here changes.
The breakdown, then about one email a year. No sales pitch, unsubscribe any time.About $113,000. That holds the same purchasing power once 2026 federal tax, Texas and Colorado state tax, mandatory state payroll taxes, and each state's price level have all been applied. At $60,000 the match is $66,700, and at $200,000 it's $225,900.
You don't save, you pay more. On a $100,000 salary Texas takes $0 and Colorado takes $3,692, which is about $3,692 a year more.
No. On the Bureau of Economic Analysis price parity index Colorado scores 103.1 against Texas at 97.1, so the same basket costs 6.2% more. These are statewide averages, and the spread inside a large state is wider than the gap between most pairs of states, so a specific metro can run against the state figure.
No. Everything on this page is a recurring annual figure: tax, price levels and purchasing power on an ongoing salary. A move also carries one-off costs, and this page states none of them because we hold no data on them and won't invent it.
Price levels are Regional Price Parities from the US Bureau of Economic Analysis, 2024 vintage, which is the federal government's official measure of geographic price differences. Tax figures are 2026 federal brackets from IRS Rev. Proc. 2025-32 plus each state's 2026 schedule. States whose 2026 figures could not be confirmed against a primary source do not get a page at all.