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The break-even is $94,900: that's Georgia's version of a $100,000 Illinois salary. Here's every line that moves, in dollars.
That's $5,100 less than what you earn now, after 2026 federal tax, state tax at both ends, and price levels of 100.0 in Illinois against 96.3 in Georgia, where 100 is the national average.
The tax line is the first thing people check and the last thing that should decide it. The federal price index puts Georgia 3.7 points below Illinois, or 3.7% on what a household actually buys.
So $100,000 in Illinois is matched by $94,900 in Georgia. You can take $5,100 less and be no worse off.
Five income levels, each one run through the whole calculation twice. Single filer, standard deduction, 2026 brackets, and each state's own price level applied to what survives.
| Illinois salary | Take-home there | Real value | Georgia salary to match | Difference |
|---|---|---|---|---|
| $60,000 | $47,565 | $47,565 | $56,900 | −$3,100 |
| $80,000 | $61,295 | $61,295 | $75,700 | −$4,300 |
| $100,000 | $74,375 | $74,375 | $94,900 | −$5,100 |
| $150,000 | $106,511 | $106,511 | $142,900 | −$7,100 |
| $200,000 | $139,172 | $139,172 | $191,800 | −$8,200 |
Real value is take-home pay divided by the state price level, which is BEA's own method for comparing incomes across places. It answers what a salary would buy in an average American state, so two very different places can be set side by side on the same terms.
| Salary | Illinois | Georgia | Difference |
|---|---|---|---|
| $60,000 | $2,8254.7% | $2,2463.7% | −$580 |
| $80,000 | $3,8154.8% | $3,2444.1% | −$572 |
| $100,000 | $4,8054.8% | $4,2424.2% | −$564 |
| $150,000 | $7,2804.9% | $6,7374.5% | −$544 |
| $200,000 | $9,7554.9% | $9,2324.6% | −$524 |
Illinois takes $4,805 of a $100,000 salary, an effective 4.8%. Georgia takes $4,242, or 4.2%. That's $600 a year less.
And it stays roughly that size across the whole range, $580 at $60,000 against $524 at $200,000. It's a recurring line rather than one that scales with a promotion.
Price parity is BEA's measure of what the same basket of goods costs in different places, with 100 as the national average. Illinois scores 100.0. Georgia scores 96.3.
Converted into money, the same $100,000 spends like $77,818 in Georgia against $74,375 in Illinois. That's $3,400 a year of difference from geography alone.
One caveat that applies in both directions. A state figure is an average across every city, town and rural county in it, and the spread inside a big state is wider than the spread between most pairs of states. If you already know which metro you're moving to, the city-level pages are the more precise answer.
Hold the salary at $100,000 and move states. Federal tax and FICA don't change, so exactly two things do: what the state takes, and what things cost.
| Line | Illinois | Georgia |
|---|---|---|
| Gross salary | $100,000 | $100,000 |
| Federal income tax | −$13,170 | −$13,170 |
| Social Security and Medicare | −$7,650 | −$7,650 |
| State income tax | −$4,805 | −$4,242 |
| Take-home pay | $74,375 | $74,939 |
| Adjusted for state prices (100.0 against 96.3) | $74,375 | $77,818 |
Net of everything, the same $100,000 is worth $3,400 more a year in Georgia. Of that, $600 is the state tax line and $2,900 is the price level. Those two are the entire difference, because everything else about a US paycheck is federal.
A state figure averages over every city and county in it, and the spread inside Georgia is wider than the gap between most pairs of states. If you already know where you're landing, these are the city-level numbers on a $100,000 salary.
Your salary, your two cities, the same federal price data. Takes about fifteen seconds.
Compare my citiesThe same $100,000 salary is worth about $3,400 more a year in Georgia once tax and prices are both counted. Real, and smaller than the version people repeat.
The break-even salary is $94,900. That's the number to hold in your head during a relocation conversation, because anything above it is a gain and anything below it isn't.
One thing this page can't tell you: it assumes you buy roughly what an average household buys, and housing dominates that basket. If you own outright, carry a fixed mortgage, or split rent several ways, the price adjustment overstates your case in both directions. Illinois and Georgia are averages, and averages hide neighbourhoods.
Send the whole thing to your inbox so you can come back to it, or forward it to whoever you're deciding this with. We'll also tell you in January when the 2027 tax brackets and federal price data land and every number here changes.
The breakdown, then about one email a year. No sales pitch, unsubscribe any time.About $94,900. That holds the same purchasing power once 2026 federal tax, Illinois and Georgia state tax, mandatory state payroll taxes, and each state's price level have all been applied. At $60,000 the match is $56,900, and at $200,000 it's $191,800.
On a $100,000 salary, Illinois takes $4,805 and Georgia takes $4,242, so you save about $564 a year. Both schedules are progressive, so the saving is a different number at a different income.
Yes. On the Bureau of Economic Analysis price parity index Georgia scores 96.3 against Illinois at 100.0, so the same basket costs 3.7% less. These are statewide averages, and the spread inside a large state is wider than the gap between most pairs of states, so a specific metro can run against the state figure.
No. Everything on this page is a recurring annual figure: tax, price levels and purchasing power on an ongoing salary. A move also carries one-off costs, and this page states none of them because we hold no data on them and won't invent it.
Price levels are Regional Price Parities from the US Bureau of Economic Analysis, 2024 vintage, which is the federal government's official measure of geographic price differences. Tax figures are 2026 federal brackets from IRS Rev. Proc. 2025-32 plus each state's 2026 schedule. States whose 2026 figures could not be confirmed against a primary source do not get a page at all.